This is going to be a long post -- I was once in your shoes and did a lot of research about belts. My '74 originally only had fraying lap belts in the front, and nothing in the rear. This was one of the first things I addressed after having bought the car! Hopefully by reading this you can save a bit if time, but also make sure to do a search on these forums for some solutions.
First things first, check for two things. One: Does your car have a welded in bracket behind the rear seat around the interior of the rear wheel well? This is where an original system with an over the shoulder belt would be anchored, with the belt passing through a gap in the rear seat back and rising up towards the front seat. A U-shaped (likely plastic) guide ends up attaching to the front seat back near the headreast to keep the belt in place and from constantly slipping off the side of the front seat. I have some extras of those if you need them.
Secondly, if your car doesn't have that original mounting bracket, does it have a threaded hole in the rear passenger footwell, directly behind/below the front seats? Mine (a 1974, as I mentioned earlier) had these on both sides as stock and was where the lap belt was meant to be originally anchored, then it passed through a loop anchored on the interior side of the rocker panel (outside edge of the car); the other side of the belt anchored in the transmission tunnel.
I originally bought a recoiling three point belt from SeatBeltPlanenet.com and anchored the recoiling section in the footwell:
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(The plastic guide I mentioned earlier wasn't installed for this pic.)
I also installed rear lap belts; luckily the mounting locations had already been pre-drilled and threaded. By your rear this may not happen because at some point (to adhere to changing laws or insurance issues?) the rears seats switched from "seats" to a "rear package shelf."
For the driver's side I bought an
OMP three point harness (four section belts, though), that anchored in three spots, with a Y for the rear section that had its own buckle (handy to undo if flipping the seat forward to allow access to the rear). Corbeau and others make these, too. I fit it over the back of the seat and it didn't need retainers as one belt was on each side of the headrest and it would stay in place:
I was actually pretty happy with it, but my real concern was that my shoulders were higher than the back of the seat, and I'm 5'9". I was worried about excessive force on my collar-bone during impact, since belts are really meant to be anchored or pivot higher than shoulder level. I was also concerned about the rigidity of the old seat back itself, which might fold (you can see on some Spiders that the seat back has been bent/twisted from constant raising and lowering of the roof from inside the car). Others have told me -- who have been in front-impact accidents that have written off Spiders -- that the seat would have been fine to withstand the forces.
At any rate, I wanted the belts higher than shoulder level, but didn't want to install a roll bar because my daughters can still fit in the back for short jaunts around the neighbourhood; Haggerty also claims it won't insure a car that has a roll bar if it wasn't original equipment in the car.
So my solution was to buy Corbea Clubman racing seats, and I put in true five point 3" belts for the driver's side with a camlock release system (though it still only anchors in three spots). I love them, but not everyone does. It totally changes the look of the car, and purists, I'm sure, frown disapprovingly, especially when the car is seen from the rear. (But check out the bucket seats in an original 124 Abarth Rally).
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Also, not everyone can fit into the seats as they are a tight squeeze, and ingress and egress is definitely much more of a challenge. My kids can still get in the back by stepping on them and over into the back.
Cheers and good luck!
phaetn